Westar Federal Credit Union can offer Home Equity Loans on a member’s primary NYS residence only.

 Please call (315) 672-7827 with any questions.

Rates are effective 1/19/2024

Membership restrictions apply.

Fixed Rate Home Equity

  *APR as low as *Approximate payment per $1000 financed    
Up to 60 months 6.24% $19.45    
61 – 120 months 6.49% $11.36    
121 – 180 months 6.99% $8.99    

Variable Rate Home Equity Line Of Credit (HELOC)

*The annual percentage rate for HELOC’s is based on the value of an index and is subject to change whenever the prime rate changes. Prime Rate is as published in the Wall Street Journal.  Maximum APR is capped at 15%. 

Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments.

*APR: Annual Percentage Rate. Rates are subject to change at any time without notice. 

Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice.

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