Home Equity Loan Rates

 Westar Federal Credit Union can offer Home Equity Loans on a member’s primary NYS residence only.

 Please call (315) 672-7827 with any questions.

Rates are effective 05/17/2024

Membership restrictions apply.

Fixed Rate Home Equity

*APR as low as *Approximate payment per $1000 financed
Up to 60 months 6.24% $19.45
61 – 120 months 6.49% $11.36
121 – 180 months 6.99% $8.99
*The annual percentage rate is based on the value of an index and is subject to change whenever the prime rate (as published in the Wall Street Journal) changes. Maximum APR is capped at 15%. Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments. *Approximate payment per $1000 financed based on the minimum rate for 180 months.
$8 .99 as of 05/17/2024


Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice.

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