auto loan rates for automobile motorcycle can and truck loan rates from westar fcu

Whether adventure awaits, you need a reliable ride for commutes, or all of the above, making it happen is affordable with Westar Federal Credit Union’s favorable auto loan rates. 

A knowledgeable Westar FCU auto loan specialist can talk with you about your options and help you secure auto loan rates that work for your budget. 

You can see our auto loan rates below. 

If you’d like to talk with someone to figure out which auto loan rates make sense for your specific situation…

Call Us at 315-672-7827

New Car Loan Rates

When you need a reliable vehicle, our new car loan rates make it affordable. 

View terms for our new car loan rates below. 

Rates are effective 1/19/2024. All loans are subject to approval. Membership restrictions apply.

†Automobile, Motorcycle, Van & Truck

2023 or Newer, LTV 115%*APR as low as*Approximate payment per $1000 financed
Up to 36 months5.49%$30.20
37 – 48 months5.74% $23.37
49 – 60 months5.99% $19.33
61 – 72 months6.24% $16.69
73 – 84 months6.49% $14.85

*APR: Annual Percentage Rate.
Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.


Used Car Loan Rates

Whether you’re looking to refinance with affordable auto loan rates, you’re eyeing a used car or your lease is ending and you need auto loan rates that make sense for you, Westar FCU is here for you.

Explore your options for used car loan rates below. 

Rates are effective 1/19/2024. All loans are subject to approval. Membership restrictions apply.

†Automobile, Motorcycle, Van & Truck

2019-2022, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 6.49%  $30.65
37 – 48 months 6.74%  $23.83
49 – 60 months 6.99%  $19.80
61 – 72 months 7.24% $17.17
73 – 84 months 7.49% $15.34
Older Used Auto 2015-2018, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 6.74%  $30.77
37 – 48 months 6.99%  $23.95
49 – 60 months 7.24% $19.92
61 – 72 months 7.49% $17.29

*APR: Annual Percentage Rate.
Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value.
†Salvage titles will be charged an additional 3.00% APR higher than the above rate.


Choose Westar FCU for Favorable Auto Loan Rates

At Westar FCU, we get it. Major financial decisions, like shopping for auto loan rates, can seem overwhelming. Your neighbors at Westar FCU are here to make it easy for you.

We’ll guide you through the process from application to approval as well as every step in between and after. We’ll answer your questions in a way that makes sense. 

Making your auto loan payments are as simple and secure with Westar. You can make auto loan payments through our secure online banking or mobile banking systems. 

“I cannot say enough great things about Westar, everyone is always friendly and has a smile on their face. They made the process of getting my car loan a breeze.” 

-Sam, a satisfied Westar FCU member

auto loan rates image of couple driving a new car from westar fcu
auto loan rates image of camillus location from westar fcu

The Local Choice for Auto Loan Rates near Camillus NY and Nearby

Westar FCU members can take advantage of our low auto loan rates. Becoming a credit union member is easy. Westar FCU membership is open to anyone who lives, works or attends school or religious services in the following areas: 

  • Camillus NY
  • Elbridge NY
  • Geddes NY
  • Jordan NY
  • Marcellus NY
  • Memphis NY
  • Onondaga NY
  • Solvay NY
  • Van Buren NY
  • Warners NY

Getting behind the wheel starts here. To take the first step and apply for credit union membership…

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