Loans near Camillus NY

loans near camillus ny from Westar federal credit union happy family in a field

Westar Federal Credit Union (FCU) is the local go-to when people are looking for a loan. 

Take advantage of favorable, members-only loan rates. Becoming a Westar FCU member is easy. If you live, work or attend religious services in any of the following areas, you’re eligible for Westar FCU membership:

  • Baldwinsville NY
  • Camillus NY
  • Elbridge NY
  • Geddes NY
  • Jordan NY
  • Marcellus NY
  • Memphis NY
  • Onondaga NY
  • Solvay NY
  • Van Buren NY
  • Warners NY

Explore your options for loans below.

If you already know which type of loan you’re looking for…

The Financing You Need with Affordable Payments

This is the start of something exciting. Re-imagine what’s possible and affordable with loans from Westar FCU.

For specific information about a certain type of loan, click on the loan below.

Affordable Loan Rates

Westar FCU makes it easy to budget for loan payments. View loan rates below.

Automobile, Motorcycle, Van & Truck Rates

Rates are effective 1/19/2024. All loans are subject to approval. Membership restrictions apply.


†Automobile, Motorcycle, Van & Truck

2023 or Newer, LTV 115%*APR as low as*Approximate payment per $1000 financed  
Up to 36 months5.49% $30.20  
37 – 48 months5.74% $23.37  
49 – 60 months5.99% $19.33  
61 – 72 months6.24% $16.69
73 – 84 months6.49%$14.85
2019-2022, LTV 100%*APR as low as*Approximate payment per $1000 financed
Up to 36 months6.49% $30.65
37 – 48 months6.74% $23.83
49 – 60 months6.99% $19.80
61-72 months7.24%$17.17
73 – 84 months7.49%$15.34
Older Used Auto 2015-2018, LTV 100%*APR as low as*Approximate payment per $1000 financed
Up to 36 months6.74%$30.77
37-48 months6.99%$23.95
49-60 months7.24%$19.92
61 – 72 months7.49%$17.29

*APR: Annual Percentage Rate. Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. Membership restrictions apply.

†Salvage titles will be charged an additional 3.00% APR higher than the above rate.

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RV, Watercraft, Campers, Travel Trailers, Boats, Snowmobile, ATV, & Tractor Rates

Rates are effective 1/19/2024 and are subject to change without notice. Membership restrictions apply.

†RV, Watercraft, Campers, Travel Trailers, Boats, Snowmobile, ATV, & Tractors

2023 or Newer, LTV 100%*APR as low as*Approximate payment per $1000 financed
Up to 36 months7.99% $31.34
37 – 60 months8.24% $20.40
61 – 120 months8.49% $12.40
121 – 180 months8.74%$10.00
Used 2019-2022, LTV 100% *APR as low as*Approximate payment per $1000 financed
Up to 36 months8.99% $31.80
37 – 60 months9.24% $20.88
61 – 120 months9.49% $12.94
121-180 months9.74% $10.60
Older Used 2015-2018, LTV 75%*APR as low as*Approximate payment per $1000 financed
Up to 36 months10.24% $32.39
37-48 months10.49%$25.61
49-60 months10.74%$21.62
61-84 months10.99%$17.13

*APR Annual Percentage Rate. Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value.

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Questions & Get Started

Call Us at 315-672-7827

Home Equity Rates

Rates are effective 1/19/2024 Membership restrictions apply.
Fixed Rate Home Equity
*APR as low as *Approximate payment per $1000 financed
Up to 60 months 6.24% $19.45
61 – 120 months 6.49% $11.36
121 – 180 months 6.99% $8.99
Variable Rate Home Equity Line Of Credit (HELOC)
*The annual percentage rate for HELOC’s is based on the value of an index and is subject to change whenever the prime rate changes. Prime Rate is as published in the Wall Street Journal.  Maximum APR is capped at 15%.  Increases in APR will result in increased finance charges and may affect the amount of your scheduled payments. *APR: Annual Percentage Rate. Rates are subject to change at any time without notice.

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Personal Unsecured Rates

Rates are effective 1/19/2024 and are subject to change without notice. Membership restrictions apply.
Personal Unsecured
Term *APR as low as *Approximate payment per $1000 financed
Up to 36 months 9.24%  $31.92
37 – 48 months 9.49%  $25.13
49 – 60 months 9.74%  $21.13
*APR Annual Percentage Rate. Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value.

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Questions & Get Started

Call Us at 315-672-7827

Visa Credit Card Rates

Rates are effective 1/19/2024 and are subject to change without notice. Membership restrictions apply.


Visa Credit Card

 *APR as low as 8.90% Fixed Rate Approximate payment $30 per $1,000.00
Revolving8.90%The minimum periodic payment required for your VISA Credit card will be 3.00% of your total new balance or $25.00, whichever is greater, unless your outstanding balance is less than $25.00, in which case your minimum payment will be your outstanding balance.

*APR Annual Percentage Rate.

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Shared Secured Loan Rates

Rates are effective 1/19/2024 and are subject to change without notice. Membership restrictions apply.
Share Secured Loan
*Share Rate + 1.50% **APR (minimum as low as 2.00% **APR) **Approximate payment per $1000 financed
$28.47
**APR: Annual Percentage Rate. Rates are determined by credit worthiness. Approximate payment per $1000 financed is based on minimum rate for 36 months. *The share rate is dependent on what type of share account you are securing the loan with. The share will be pledged for the same amount and term of the loan. The pledged amount will be reduced as payments are applied on the loan.
Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-valu

Get Answers to Your Questions About Your Loan Options

Your neighbors at Westar Federal Credit Union are happy to answer any questions you may have about loans.

Call Us at 315-672-7827

Local Loans with Affordable Payments

Re-imagine what’s achievable with loans from Westar FCU. We understand that big expenses can sometimes seem intimidating. With our affordable options for loans, experience more financial flexibility with loan payments that work for your budget. 

Loan Payments Made Easy

Westar FCU offers secure online banking as well as a secure mobile app. Loan payments can be conveniently made through Westar’s online banking or mobile app. This not only makes it quick and easy to make loan payments anywhere you can connect to the internet, but it also makes it easy to keep track of payments with secure documentation. 

Whether You’re a Member or Westar FCU is New to You,
Contact Us for Loans

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