Home Equity Loan

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When you need funding for a home improvement project or other big expenses, a home equity loan from Westar FCU is a great option with competitive rates. With a home equity loan, you can take advantage of the investment you’ve made into your home to handle life’s unexpected expenses and projects with ease.

A home equity loan from Westar FCU could open up financial opportunities you didn’t know existed. Let us help you make your dreams a reality.

What Can a Home Equity Loan Do For You?

Home equity loans provide you with a lump sum of cash at a competitive fixed interest rate by borrowing against the equity in your home. The accessibility of large amounts of cash can make it easier for homeowners to handle home improvement projects, unexpected bills, and more!

When you apply for a home equity loan at Westar FCU, our experienced loan specialists will assess your home’s fair market value and your current mortgage balance. Your equity is the difference between the value of your home and your current mortgage balance, which helps us establish the maximum loan amount available to you.

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Home Equity Loan Rates to Fit Your Budget

Westar FCU provides home equity loans at competitive rates to help you handle large expenses with confidence. Make the home renovations you’ve been pushing off, consolidate debt, and much more at a budget-friendly rate!

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What Can You Use a Home Equity Loan For?

Westar Federal Credit Union understands the unique situations of our members. Life can get expensive, which is why we offer home equity loans to make large expenses more manageable.

Home equity loans are great for helping with big expenses, such as:

  • Home renovations: Make your dream home a reality.
  • Debt consolidation: Simplify your finances by combining high-interest debts into one manageable monthly payment with a potentially lower interest rate.
  • College expenses: Get funding for education-related expenses for yourself or your child.
  • Large purchases: Whether it’s a new car, dream vacation or that perfect wedding, a home equity loan has you covered.
  • Unexpected expenses: Confidently handle unexpected medical bills, repairs, and other expenses.
  • And more!

Key Benefits of a Home Equity Loan

Westar FCU’s home equity loans offer a great solution for homeowners in need of access to large amounts of cash. This makes home equity loans ideal for handling a variety of large expenses, from unexpected bills to big projects.

Benefits of our home equity loans include:

  • Access to substantial cash amounts as a lump sum: A fast and easy process to provide you with financial flexibility.
  • Competitive interest rates: Home equity loans are secured by your loan, which means they can allow for lower interest rates in comparison to unsecured loans.
  • Fixed interest rates: Westar FCU home equity loans are built with a fixed interest rate, allowing you to plan your budget with confidence.
  • Flexible repayment terms: Our loan professionals will work with you every step of the way to understand your situation and provide a home equity loan that’s right for you.
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Is a Home Equity Loan Right For You?

Westar FCU offers two distinct loan options to help you use your home equity to achieve your goals:

  • Fixed-Term Home Equity Loans: One-time financing for large expenses provided as a lump sum of cash with a fixed term and fixed interest rates.
  • Home Equity Line of Credit (HELOC): For ongoing expenses and cash flow, you can access funds as needed with a revolving line of credit. Borrow funds from a HELOC whenever you need for up to 10 years with up to 15 years for repayment.

Tap into your home’s equity to access to a lump sum of cash with competitive interest rates, serviced by a local loan specialist at Westar FCU. Our friendly, knowledgeable team is here to help you every step of the way.

To turn your dreams into reality…

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Local Service For Your Home Equity Loan

Westar FCU is proud to offer home equity loans in Camillus, NY and the following areas:

  • Baldwinsville NY
  • Elbridge NY
  • Geddes NY
  • Jordan NY
  • Marcellus NY
  • Memphis NY
  • Onondaga NY
  • Solvay NY
  • Van Buren NY
  • Warners NY

Hassle-Free Application For a Home Equity Loan

At Westar Federal Credit Union, we strive to provide exceptional customer service for our valued members. Instead of dealing with frustrating phone automation, you’ll always speak with a real person who knows how to help. Give us a call at (315) 672-7827 or stop by our branch in Camillus, NY.

Apply online through our simple and secure application to get the financing you need.

Need Assistance? Call Us at (315) 672-7827

Speak With a Loan Professional At Westar FCU To Get Started

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