Overdraft Line of Credit

Overdraft Line of Credit manages your cash short falls and helps avoid insufficient fund or overdraft fees. Overdraft protection helps ensure your purchases and bills are paid for even if you don’t have enough money in your checking account. 

The convenience of overdraft protection benefits:

  • Revolving Line of Credit for anything, anytime.
  • No usage fees.
  • Pay interest only on the amount used.
  • Fixed rate of 10.95% APR* based on loan balance.
  • Minimum monthly payment of at least $33.00 per $1,000.00.
  • Automatic or scheduled repayment may be set up in online banking. 

Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. All loans are subject to approval. Membership restrictions apply. *APR: Annual Percentage Rate

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