Auto Loans near Camillus NY

auto loans near camillus ny image of happy couple in car dealership with car keys

Are car repairs getting more expensive than a car payment? Is your lease ending? Do you need a vehicle that you can safely trust on Central New York’s snowy, winter roads? Whether you need your first car or you need auto loans for any of the above reasons, Westar Federal Credit Union is the local go-to for affordable auto loans in Camillus NY and surrounding areas.  

Westar Federal Credit Union is your local source for auto loans with payments that work for your budget.  Our knowledgeable and friendly auto loan experts can walk you through the application process. 

To discuss your options for auto loans…

Auto Loan Rates for Your Budget

auto loans near camillus ny image of smiling woman in front seat of car with car keys in hand

Westar Federal Credit Union members can take advantage of low auto loan rates. We can help you understand your options for auto loan terms to find the best auto loan for you. 

Whether you’re searching for used car loan rates or new car loan rates, Westar FCU can help make it happen. 

Our auto loan rates are as low as 5.49% APR*

Rates are effective 05/17/2024. All loans are subject to approval. Membership restrictions apply.

2023 or Newer, LTV 115% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 5.49%  $30.20
37 – 48 months 5.74%  $23.37
49 – 60 months 5.99%  $19.33
61 – 72 months 6.24%  $16.69
73 – 84 months 6.49% $14.85
2019-2022, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 6.49%  $30.65
37 – 48 months 6.74%  $23.83
49 – 60 months 6.99%  $19.80
61-72 months 7.24% $17.17
73 – 84 months 7.49% $15.34
Older Used Auto 2015-2018, LTV 100% *APR as low as *Approximate payment per $1000 financed
Up to 36 months 6.74% $30.77
37-48 months 6.99% $23.95
49-60 months 7.24% $19.92
61 – 72 months 7.49% $17.29

*APR: Annual Percentage Rate. Disclaimer: Loan rates and terms are determined by each individual’s credit history, underwriting factors, and loan-to-value. Rates are subject to change without notice. Membership restrictions apply.

†Salvage titles will be charged an additional 3.00% APR higher than the above rate.


Reduce Your Car Payment with Our Auto Loan Refinancing

No one wants to pay more than they need to.  Get more money in your pocket every month with a lower car payment. It may be possible with Westar FCU’s auto loan refinancing. 

If you already have an auto loan with a different financial institution, Westar FCU could save you money each month with auto loan refinancing.


To discover your options for auto loan refinancing…

Take the First Step for Securing a Great Auto Loan Rate

Westar FCU’s credit union members can apply for our affordable auto loan rates. 

If you’re not a Westar FCU credit union member yet, becoming a credit union member is simple.

We Make It Easy & Affordable to Get an Auto Loan

auto loans near camillus ny image of happy family in car

For generations, families have relied on Westar Federal Credit Union for auto loans. In addition to offering the lowest auto loan rates possible, our auto loan professionals make the process stress free.  We will take a look at your credit history and relevant considerations to find you the best offer. Making your car payment is easy and secure with Westar FCU’s  online banking.

Westar FCU offers responsive, local service that makes your life easier. You deserve better than automated responses. When you need to call us, our friendly team members are available to answer your questions. 

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